Stock UniverseDerived research view · source repositories remain read-only

Affirm Holdings, Inc. (AFRM)

Balance-Sheet Financials · Financials / Credit Services
Score Band
Watch
Selection Score
31.75
Global Rank
1696
Market Cap
15.65B
Latest Close
63.61
RS Composite
-0.67% · G#1412

Price Movement

3Y daily adjusted close
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Adjusted close SMA60D
1M
-3.00%
3M
23.04%
6M
-8.66%
1Y
17.08%
3Y
328.06%
5Y
4.60%
10Y
-33.99%

Volume

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Volume Volume MA20D

Latest volume: 3.83M · 30-day average: 5.16M · Max drawdown over stored range: -94.71%

Research Snapshot

Relative Strength vs SPX

RS Composite-0.67%
20D RS-6.20%
60D RS16.27%
120D RS-14.85%
Global RS Rank1412 · 57.91% percentile
Watch+Speculative RS Rank908 · 56.70% percentile
Group ScopeWatch+Speculative
Primary RS Rank202 · 48.86% percentile
Snapshot Date2026-06-05

RS uses adjusted close where available. Global RS Rank is recalculated from the current non-low pool. Group RS Rank is recalculated inside the company’s own actionable band group.

Research Links

StockAnalysis
Yahoo Finance
Perplexity Finance
Finviz
Seeking Alpha
WhaleWisdom
FinanceCharts
SEC EDGAR Search
SEC Company Search

Official company website and investor-relations URLs are not inferred unless a reliable dynamic source is added.

Classification

Primary Rank96 / 518
Primary Percentile81.66
Score Notesmarket-cap support, industry-tailwind

Gemini Deep Research

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Manual Estimates

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Forward Valuation

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SEC TTM Fundamentals

PeriodFiledRevenueGross ProfitOperating IncomeNet IncomeEPS DilutedOperating Cash FlowCapital ExpenditureFree Cash FlowShares DilutedGross MarginOperating MarginNet MarginOCF MarginFCF MarginCash + ST Inv.Total Debt
TTM through 2026-03-312026-05-071.36Bn/a327.78M382.42M1.061.93B387.03M1.55B361Mn/a24.05%28.06%1.42%1.13%1.72B8.87B

SEC TTM. Read-only SEC TTM snapshot. Shares Diluted is the rolling average across the four-quarter window.

TTM Valuation

PeriodEPS DilutedP/ERevenue / ShareP/SFCF / ShareP/FCF MultipleOCF / ShareP/CF Multiple
TTM through 2026-03-31$1.0660.1x$3.7716.9x$4.2814.9x$5.3511.9x

Shares Diluted: 361M. SEC TTM. Read-only SEC TTM snapshot. Shares Diluted is the rolling average across the four-quarter window.

Financial Statement Metrics

MetricFY 2021FY 2022FY 2023FY 2024FY 2025
Revenue870.4641349.2921587.9852322.9993224.412
Revenue Growth (YoY)70.837%55.008%17.69%46.286%38.804%
Gross Profit431.608662.431675.504994.4741482.165
Operating Income-372.123-866.048-1161.948-607.327-87.458
Free Cash Flow-213.382-248.484-108.594290.842601.72
Free Cash Flow Per Share-1.34-0.882-0.3680.9391.764
EPS (Diluted) GAAP-2.939999-2.511206-3.336268-1.6709530.153027
EPS Growth
EPS Non-GAAP
Gross Margin49.584%49.095%42.538%42.81%45.967%
Operating Margin-42.75%-64.185%-73.171%-26.144%-2.712%
Profit Margin-50.666%-52.429%-62.05%-22.288%1.618%
Free Cash Flow Margin-24.514%-18.416%-6.838%12.52%18.661%
Shares Outstanding (Diluted)159.2446281.704295.3435309.8571341.0236
Shares Change (YoY)232.753%76.9%4.842%4.914%10.058%

SEC Quarterly Fundamentals

Revenue + Operating Margin
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Revenue Operating Margin
Quarter Filed Revenue Gross Margin Operating Income Op Margin Net Income Net Margin EPS Diluted Shares Diluted Cash + ST Inv. Total Debt Confidence
2026 Q32026-05-07334.49Mn/a88.43M26.44%102.90M30.76%0.30348.10M1.72B8.87Bprocessed
2026 Q22026-02-05401.42Mn/a117.63M29.30%129.59M32.28%0.37349.37M1.53B9.01Bprocessed
2026 Q12025-11-06320.48Mn/a63.66M19.86%80.69M25.18%0.23348.28M1.43B7.74Bprocessed
2025 Q42025-08-28306.56Mn/a58.06M18.94%69.24M22.59%0.17399.58M1.35B7.61Bprocessed
2025 Q32025-05-09272.55Mn/a-8.39M-3.08%2.80M1.03%0.01344.22M1.35B7.15Bprocessed
2025 Q22025-02-06303.04Mn/a-4.32M-1.43%80.36M26.52%0.23345.20M1.20B7.31Bprocessed
2025 Q12024-11-07231.82Mn/a-132.62M-57.21%-100.22M-43.23%-0.31318.23M1.05B1.72Bprocessed
2024 Q42024-08-28223.99Mn/a-73.46M-32.80%-45.14M-20.15%-0.14315.44M1.01B1.84Bprocessed
2024 Q32024-05-08194.97Mn/a-160.79M-82.47%-133.94M-68.70%-0.43312.63M1.27B1.61Bprocessed
2024 Q22024-02-08227.63Mn/a-172.15M-75.63%-166.90M-73.32%-0.54307.57M1.04B1.91Bprocessed
2024 Q12023-11-08179.43Mn/a-209.45M-1.17%-171.78M-95.74%-0.57303.84M1.08B1.71Bprocessed
2023 Q42023-08-25175.46Mn/a-243.83M-1.39%-205.96M-1.17%-0.69299.63M892.03M1.76Bprocessed
2023 Q32023-05-09148.48Mn/a-310.04M-2.09%-205.68M-1.39%-0.69297.20M972.48M1.51Bprocessed
2023 Q22023-02-08163.14Mn/a-359.53M-2.20%-322.44M-1.98%-1.10293.68M1.44B1.88Bprocessed
2023 Q12022-11-08139.86Mn/a-287.47M-2.06%-251.27M-1.80%-0.86290.93M1.53B792.64Mprocessed
2022 Q42022-08-29149.70Mn/a-277.23M-1.85%-186.40M-1.25%-0.65288.11M1.26B672.58Mprocessed
2022 Q32022-05-13144.22Mn/a-226.55M-1.57%-54.67M-37.91%-0.19285.64M2.26B901.23Mprocessed
2022 Q22022-02-14153.65Mn/a-196.20M-1.28%-159.74M-1.04%-0.57281.53M2.57B646.00Mprocessed
2022 Q12021-11-15111.64Mn/a-166.07M-1.49%-306.62M-2.75%-1.13271.68M1.44B484.82Mprocessed
2021 Q42021-09-17107.92Mn/a-149.67M-1.39%-153.21M-1.42%-0.57266.99M1.47B680.60Mprocessed

SEC processed quarterly CSV. Compact derived quarterly view from SEC processed CSV. Source files remain read-only in the SEC repository. EPS is as filed and may not be split-adjusted across older periods. StockAnalysis Financial Statement Metrics remain unchanged above.