Stock UniverseDerived research view · source repositories remain read-only

HealthEquity, Inc. (HQY)

Healthcare Delivery / Managed Care · Healthcare / Health Information Services
Score Band
Qualified
Selection Score
38.14
Global Rank
676
Market Cap
6.54B
Latest Close
88.67
RS Composite
-3.84% · G#1660

Price Movement

3Y daily adjusted close
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Adjusted close SMA60D
1M
6.51%
3M
13.16%
6M
-10.11%
1Y
-21.57%
3Y
61.81%
5Y
6.68%
10Y
243.55%

Volume

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Volume Volume MA20D

Latest volume: 758.28K · 30-day average: 978.36K · Max drawdown over stored range: -60.65%

Research Snapshot

Relative Strength vs SPX

RS Composite-3.84%
20D RS4.94%
60D RS3.88%
120D RS-15.95%
Global RS Rank1660 · 50.52% percentile
Qualified+ RS Rank604 · 51.99% percentile
Group ScopeQualified+
Primary RS Rank42 · 39.13% percentile
Snapshot Date2026-06-05

RS uses adjusted close where available. Global RS Rank is recalculated from the current non-low pool. Group RS Rank is recalculated inside the company’s own actionable band group.

Research Links

StockAnalysis
Yahoo Finance
Perplexity Finance
Finviz
Seeking Alpha
WhaleWisdom
FinanceCharts
SEC EDGAR Search
SEC Company Search

Official company website and investor-relations URLs are not inferred unless a reliable dynamic source is added.

Classification

Primary Rank9 / 109
Primary Percentile92.66
Score Notesmarket-cap support, industry-tailwind

Gemini Deep Research

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Manual Estimates

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Forward Valuation

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SEC TTM Fundamentals

PeriodFiledRevenueGross ProfitOperating IncomeNet IncomeEPS DilutedOperating Cash FlowCapital ExpenditureFree Cash FlowShares DilutedGross MarginOperating MarginNet MarginOCF MarginFCF MarginCash + ST Inv.Total Debt
TTM through 2026-01-312026-03-171.31B913.12M322.46M215.20M2.46722.44M2.91M719.52M87M69.52%24.55%16.38%55.00%54.78%318.93M957.38M

SEC TTM. Read-only SEC TTM snapshot. Shares Diluted is the rolling average across the four-quarter window.

TTM Valuation

PeriodEPS DilutedP/ERevenue / ShareP/SFCF / ShareP/FCF MultipleOCF / ShareP/CF Multiple
TTM through 2026-01-31$2.4636.0x$15.035.9x$8.2310.8x$8.2710.7x

Shares Diluted: 87M. SEC TTM. Read-only SEC TTM snapshot. Shares Diluted is the rolling average across the four-quarter window.

Financial Statement Metrics

MetricFY 2021FY 2022FY 2023FY 2024FY 2025FY 2026
Revenue733.57756.556861.748999.5871199.7741313.429
Revenue Growth (YoY)37.891%3.133%13.904%15.995%20.027%9.473%
Gross Profit415.334424.765491.935622.637777.259
Operating Income80.00440.56737.653128.134202.869
Free Cash Flow168.526132.087147.279241.132337.7720
Free Cash Flow Per Share2.2271.5891.7442.7733.8030
EPS (Diluted) GAAP0.119-0.532748-0.310.641.09
EPS Growth-79.483%11700%11700%11700%70.313%125.688%
EPS Non-GAAP
Gross Margin56.618%56.145%57.086%62.289%64.784%69.5215%
Operating Margin10.906%5.362%4.369%12.819%16.909%24.5507%
Profit Margin1.204%-5.854%-3.034%5.574%8.06%16.3847%
Free Cash Flow Margin22.973%17.459%17.091%24.123%28.153%0%
Shares Outstanding (Diluted)75.67983.13384.44286.95788.82887.473
Shares Change (YoY)10.556%9.849%1.575%2.978%2.152%-1.525%

SEC Quarterly Fundamentals

Revenue + Operating Margin
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Revenue Operating Margin
Quarter Filed Revenue Gross Margin Operating Income Op Margin Net Income Net Margin EPS Diluted Shares Diluted Cash + ST Inv. Total Debt Confidence
2026 Q42026-03-17334.59M68.19%71.07M21.24%49.74M14.87%0.5886.50M318.93M957.38Mprocessed
2026 Q32025-12-03322.16M70.79%78.69M24.43%51.69M16.05%0.5986.97M309.26M982.11Mprocessed
2026 Q22025-09-02325.83M71.38%89.61M27.50%59.85M18.37%0.6887.75M304.46M1.01Bprocessed
2026 Q12025-06-03330.84M67.80%83.08M25.11%53.91M16.30%0.6188.42M287.89M1.06Bprocessed
2025 Q42025-03-18311.82M60.63%42.15M13.52%26.36M8.46%0.3089.22M295.95M1.06Bprocessed
2025 Q32024-12-09300.43M65.58%19.62M6.53%5.70M1.90%0.0688.63M322.16M1.08Bprocessed
2025 Q22024-09-03299.93M68.03%58.93M19.65%35.82M11.94%0.4088.65M326.89M1.10Bprocessed
2025 Q12024-06-03287.60M65.07%41.63M14.48%28.81M10.02%0.3388.32M251.23M925.67Mprocessed
2024 Q42024-03-22262.39M63.06%38.89M14.82%26.36M10.05%0.3087.71M403.98M874.97Mprocessed
2024 Q32023-12-05249.22M63.56%30.89M12.40%14.67M5.89%0.1787.12M334.06M874.27Mprocessed
2024 Q22023-09-05243.55M61.97%24.74M10.16%10.58M4.34%0.1286.34M290.35M873.58Mprocessed
2024 Q12023-06-07244.43M60.48%23.18M9.48%4.09M1.67%0.0586.10M225.64M872.90Mprocessed
2023 Q42023-03-30233.84M57.41%13.22M5.65%-209.00K-0.09%-0.0084.72M254.27M907.84Mprocessed
2023 Q32022-12-08216.09M58.71%5.54M2.56%-1.64M-0.76%-0.0284.57M210.20M911.41Mprocessed
2023 Q22022-09-08206.14M57.15%-2.41M-1.17%-10.65M-5.17%-0.1384.44M176.89M914.97Mprocessed
2023 Q12022-06-08205.68M54.05%-7.29M-3.54%-13.64M-6.63%-0.1684.02M161.25M918.51Mprocessed
2022 Q42022-03-31203.30M51.80%-27.25M-13.40%-32.82M-16.14%-0.3983.72M225.41M922.08Mprocessed
2022 Q32021-12-09179.95M57.41%-366.00K-0.20%-5.04M-2.80%-0.0683.55M649.13M923.50Mprocessed
2022 Q22021-09-09189.10M59.21%-875.00K-0.46%-3.82M-2.02%-0.0583.48M753.75M895.45Mprocessed
2022 Q12021-06-08184.20M55.98%4.25M2.31%-2.62M-1.42%-0.0381.75M736.77M909.82Mprocessed

SEC processed quarterly CSV. Compact derived quarterly view from SEC processed CSV. Source files remain read-only in the SEC repository. EPS is as filed and may not be split-adjusted across older periods. StockAnalysis Financial Statement Metrics remain unchanged above.