Stock UniverseDerived research view · source repositories remain read-only

UMB Financial Corporation (UMBF)

Balance-Sheet Financials · Financials / Banks - Regional
Score Band
Watch
Selection Score
31.64
Global Rank
1715
Market Cap
8.82B
Latest Close
129.92
RS Composite
3.32% · G#1121

Price Movement

3Y daily adjusted close
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Adjusted close SMA60D
1M
-3.01%
3M
14.91%
6M
13.83%
1Y
29.26%
3Y
141.66%
5Y
46.15%
10Y
167.47%

Volume

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Volume Volume MA20D

Latest volume: 460.96K · 30-day average: 730.58K · Max drawdown over stored range: -50.25%

Research Snapshot

Relative Strength vs SPX

RS Composite3.32%
20D RS-1.59%
60D RS7.31%
120D RS1.79%
Global RS Rank1121 · 66.59% percentile
Watch+Speculative RS Rank713 · 66.00% percentile
Group ScopeWatch+Speculative
Primary RS Rank127 · 67.85% percentile
Snapshot Date2026-06-05

RS uses adjusted close where available. Global RS Rank is recalculated from the current non-low pool. Group RS Rank is recalculated inside the company’s own actionable band group.

Research Links

StockAnalysis
Yahoo Finance
Perplexity Finance
Finviz
Seeking Alpha
WhaleWisdom
FinanceCharts
SEC EDGAR Search
SEC Company Search

Official company website and investor-relations URLs are not inferred unless a reliable dynamic source is added.

Classification

Primary Rank101 / 518
Primary Percentile80.69
Score Notesmarket-cap support, industry-tailwind

Gemini Deep Research

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Manual Estimates

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Forward Valuation

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SEC TTM Fundamentals

PeriodFiledRevenueGross ProfitOperating IncomeNet IncomeEPS DilutedOperating Cash FlowCapital ExpenditureFree Cash FlowShares DilutedGross MarginOperating MarginNet MarginOCF MarginFCF MarginCash + ST Inv.Total Debt
TTM through 2026-03-312026-04-303.09Mn/an/a882.50M11.562.04B76.53M1.96B76Mn/an/a285.41%658.59%633.84%6.26B477.16M

SEC TTM. Read-only SEC TTM snapshot. Shares Diluted is the rolling average across the four-quarter window.

TTM Valuation

PeriodEPS DilutedP/ERevenue / ShareP/SFCF / ShareP/FCF MultipleOCF / ShareP/CF Multiple
TTM through 2026-03-31$11.5611.2x$0.043208.7x$25.665.1x$26.674.9x

Shares Diluted: 76M. SEC TTM. Read-only SEC TTM snapshot. Shares Diluted is the rolling average across the four-quarter window.

Financial Statement Metrics

MetricFY 2021FY 2022FY 2023FY 2024FY 2025
Revenue1262.6961430.131420.7421567.9592497.755
Revenue Growth (YoY)8.769%13.26%-0.656%10.362%59.3%
Gross Profit
Operating Income
Free Cash Flow500.395717.838445.694201.080.0001
Free Cash Flow Per Share10.26714.7269.144.09992
EPS (Diluted) GAAP7.2399998.8599997.188.9899999.289999
EPS Growth22.091%22.376%-18.962%25.209%3.337%
EPS Non-GAAP
Gross Margin
Operating Margin
Profit Margin27.957%30.185%24.637%28.141%27.409%
Free Cash Flow Margin39.629%50.194%31.371%12.824%9200%
Shares Outstanding (Diluted)48.738348.747448.763849.05773.6706
Shares Change (YoY)0.816%0.019%0.034%0.601%50.174%

SEC Quarterly Fundamentals

Revenue + Operating Margin
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Revenue Operating Margin
Quarter Filed Revenue Gross Margin Operating Income Op Margin Net Income Net Margin EPS Diluted Shares Diluted Cash + ST Inv. Total Debt Confidence
2026 Q12026-04-30761.00Kn/an/an/a261.44M343.55%3.3576.40M6.26B477.16Mprocessed
2025 Q42026-02-26794.00Kn/an/an/a215.35M271.23%2.8276.45M7.77B474.23Mprocessed
2025 Q32025-10-30785.00Kn/an/an/a188.32M239.89%2.3676.37M8.84B471.33Mprocessed
2025 Q22025-07-31752.00Kn/an/an/a217.39M289.09%2.8276.24M11.00B657.32Mprocessed
2025 Q12025-05-02479.00Kn/an/an/a81.33M169.80%1.2165.50M10.61B654.38Mprocessed
2024 Q42025-02-2761.84Mn/an/an/a120.00M1.94%2.4449.25M8.45B2.19Bprocessed
2024 Q32024-10-3159.84Mn/an/an/a109.64M1.83%2.2349.08M7.28B1.43Bprocessed
2024 Q22024-08-0155.31Mn/an/an/a101.34M1.83%2.0748.97M5.02B1.68Bprocessed
2024 Q12024-05-0755.24Mn/an/an/a110.26M2.00%2.2548.92M6.94B2.18Bprocessed
2023 Q42024-02-2253.36Mn/an/an/a70.92M1.33%1.4548.84M5.53B2.18Bprocessed
2023 Q32023-10-2652.94Mn/an/an/a96.55M1.82%1.9848.76M3.93B2.68Bprocessed
2023 Q22023-07-2748.41Mn/an/an/a90.11M1.86%1.8548.67M3.74B2.18Bprocessed
2023 Q12023-04-2749.18Mn/an/an/a92.44M1.88%1.9048.75M3.52B3.18Bprocessed
2022 Q42023-02-2346.50Mn/an/an/a100.17M2.15%2.0548.82M1.56B381.31Mprocessed
2022 Q32022-10-2746.38Mn/an/an/a87.99M1.90%1.8148.65M2.01B381.54Mprocessed
2022 Q22022-07-2845.35Mn/an/an/a137.56M3.03%2.8348.67M2.12B272.50Mprocessed
2022 Q12022-04-2845.48Mn/an/an/a105.96M2.33%2.1748.83M6.69B272.04Mprocessed
2021 Q42022-02-2444.18Mn/an/an/a78.50M1.78%1.6048.98M9.21B271.54Mprocessed
2021 Q32021-10-2842.70Mn/an/an/a94.47M2.21%1.9448.74M6.13B271.05Mprocessed
2021 Q22021-07-2940.12Mn/an/an/a87.41M2.18%1.7948.70M5.45B270.56Mprocessed

SEC processed quarterly CSV. Compact derived quarterly view from SEC processed CSV. Source files remain read-only in the SEC repository. EPS is as filed and may not be split-adjusted across older periods. StockAnalysis Financial Statement Metrics remain unchanged above.